Lampasas Water Damaged Ceiling

Whether your water heater fell over, the kids forgot to turn off the bathtub faucet, the normally serene river down the road has burst its bank, or a 24-foot storm surge in Lampasas has wiped out your home, Water Damage happens. In fact, that’s why many homeowners carry insurance – to protect their homes from unpredictable catastrophes.

Unfortunately, one man’s catastrophe is another man’s problem. This is true especially when dealing with your insurance company over Water Damage Restoration claims. Is it a catastrophe or is it your problem? Is the flood event covered or not?

Most homeowners in Lampasas insurance policies exclude certain types of flooding so it’s useful to review your policy before and during the water restoration claims process. If you have National Flood Insurance, you should be prepared with that information as well.

Water Damage Wood Flooring

Water damage and restoration claims are subject to all kinds of rules and loopholes and your insurance company knows exactly what they are doing – do you? If you’re getting the runaround from your insurance about a restoration claim, don’t take their word for it. Read your insurance policy and find out exactly what is covered. You pay your premiums for the service that the insurer provides. When it’s time for restoration for a covered loss, you don’t deserve to be short changed.

While many water claims are specifically excluded from an insurance policy, not all are. During hurricanes and major storms, some water damage is specifically excluded such as water damage from a storm surge. However, if your roof blows off and the rain damages the interior of your home, then the water restoration would likely be covered. Beware of the insurance agent that wants to classify damage as something other than it is. For example, if the agent claims the water damage is due to storm surge when it’s clear that the reason the home is water damaged is because the roof blew off, then stick up for yourself and demand that the adjuster look at the obvious.

In these cases, restoration compensation could be less than what’s needed thanks to an insurance adjuster whose eyes are on the bottom line, not what you are entitled to under the terms of your policy. Get a professional involved if you need help. Public insurance adjusters can act on your behalf and get a better settlement offer while specific contractors, such as roofers and rebuilders, can document the damage, make reasonable efforts, and back you up when you’re filing a restoration claim.

Your insurance company wants to save a few bucks while you want to make sure that you can restore your property. You are at odds with each other even though you are business partners. Get a third party involved and ensure that your restoration goes the way it should.

Water restoration companies deal with flood situations on a daily basis. Floods are natural disasters with devastating effects on people. Loss of life, loss of home, loss of livelihood, structural water damage to property, basement flooding, crawl space seepage and more are just some of the effects of water flooding.

Water restoration companies emphasize how important it is to follow flood safety guidelines and in times of flooding and natural disasters. People must take basic necessary precautions for their wellbeing so that they are not caught off guard. Floods can be overwhelming and destructive and individuals can minimize their impact by preparing in advance, before a flood can devastate properties, communities and lives.

  • When preparing an action plan for your safety and the safety of loved ones, you must consider family pets as well and make the necessary accommodations for them prior to the flood.

  • Study area maps and scout a safe high ground in case of flooding in your community. Make sure all family members know how to get to this spot from work, home or school. In case family members get separated during flooding, know how to get to this meeting place.

  • When preparing an emergency kit for a flood, water restoration companies suggest to keep banking documents, identification papers, and any other important records, or at least copies of such papers, in the emergency kit as well.

  • For insurance purposes, document possession of antiques, jewelry, and valuable assets and belongings. Store them away from the flood zone.

  • Every household preparing for a flood must have on hand a battery-operated radio with extra batteries and flashlights, so buy these ahead of time and store them in the emergency kit.

  • Over the counter and prescription medicines for all family members should be packed ahead of time in a first aid kit. Store the first aid kit with the emergency kit.

  • Store enough clean water and food for all family members. Food items must require no cooking or refrigeration. If using canned goods, make sure you have a manually operated can opener as well.

Water restoration companies recommend listening to local flood news on battery-operated radios and adhering to instructions. Keep your gas tank full and store all supplies and emergency kits together, so they will be easy to access and take with you if evacuation is necessary. In case of evacuation, authorized personnel will provide instructions as to which routes are safe to take.

Water Damage Restoration

Flood Cleanup Companies

Water Damage Restoration

Dealing with water damage can be a traumatic experience. You feel a loss of control in your own home! The feeling only gets worse if you have a company come in and rip apart your walls, carpet, furniture, and rummage through your personal items! After dealing with all this aggravation and more, you get "rewarded" with a bill for $1,000's!

This does not have to be your experience with water damage.

You already have the ability to clean up your own water damage, you just need the know-how! Below is a step-by-step skeleton of what the actions you should take in remediating your own water damage.

Ensure Your Furniture is Safe- Check for structural damage and if water affected absorbent areas.

Drying Equipment- You will need to use air movers, fans, and dehumidifiers after you finish the demolition and restoration process. These pieces of equipment will allow your home to dry properly.

Deal with Insurance Companies- After you remediate your water damage, you will have to deal with your insurance company and make sure the insurance company pays you the money you deserve!

Fire Restoration Companies

Lampasas Texas Restoring Water

Water Damage Restoration in Lampasas is a very difficult task, especially if you are doing everything all by yourself. To avoid the problems and mistakes that could turn up to be a disaster, one should hire a Water Damage Restoration Service Company. If you go in for a company with experienced team of personnel it will be good for you in long run. They have the experience of restoring things from water damage very easily and try to Avoid the Big Losses.

The sooner your call, the lesser your losses will be. Water damage restoration companies especially in Lampasas and the surrounding areas will also guarantee you that their repair estimates will be accepted by the insurance company which means that you have almost nothing to lose by hiring professionals.

Lampasas Texas

Water Damage Restoration

– Trust an Expert

One of the most frustrating things about water restoration is getting a call from the adjuster saying your invoice is too high. During my 14 + years in the water restoration business I have gotten plenty of calls from adjusters saying that my price is too high on this dehumidifier or this fan, etc. This used to bug me until I learned the secret to prevent most of these calls, COMMUNICATION & DOCUMENTATION. Remember that the adjuster has to justify his work to his boss and as long as the price and scope of work can be justified then it will be paid.

Starting off the job on the right foot is important. You should always get a work authorization signed by the insured before starting work. A work authorization will allow some insurance companies to be able to pay you directly or at least get your name on the check.

Then as soon as the initial mitigation is performed, call the adjuster and let him/her know what you did. This can be done on the way back to your office. During this conversation just let the adjuster know what you saw when you arrived and what you decided to do about. During this conversation I generally try to steer away from talking about pricing. If they ask about it then I will talk about it, but for me this is more of an information phone call to the adjuster. At this point, usually the adjuster has not been there and so to call and inform him/her what is going on is my main objective.

Kevin Pearson is a partner in Pearson Carpet Care. He has over 17 years experience in the cleaning and restoration business. He serves on several committees with the IICRC (Institute of Inspection, Cleaning and Restoration Certification) and is on the board of directors of the PCRA (Professional Cleaning and Restoration Alliance). Kevin has dried building in Texas, Oklahoma, and Louisiana. He has extensive experience drying residential homes but has also dried office buildings, chemical plants, historical homes, Southern Methodist University, Stephen F. Austin State University, The Toyota Center (where the Houston Rockets play) and more.

Water Damaged Walls

Water Damage Restoration and Services

The Water Damage Restoration Technician test by the IICRC (Institute of Inspection, Cleaning and Restoration Certification). Water Damage Restoration Technician is a designation that a professional restorer needs to prove that he or she is compiling with the most prevalent standards in the restoration industry. It has become increasingly important for a professional who is performing water damage restoration services to have "WRT" designation. Most companies that hire you require it and insurance companies that hire the companies that provide the service require that their technicians be certified.

Since I first took my class ninteen years ago, the material and the test have evolved greatly. There is a lot more information. The class used to be a two day class, but now it is a three day class. There are also five day classes offered that let you take the WRT/ASD (Applied Structural Drying) together. The newest WRT update was published in April of 2006. It is approved by ANSI (Approved National American Standards).

Important items you should know about the test:

Get the book from your teacher prior to attending the class (if possible). Read a few pages everyday. Usually the highlighted parts in the manual are extremely important to know and will defnitely be seen on your test.

C) All of the above

D) None of the above

(7) What does H.A.T.T an acronym for?

A) Hot, Alveolar, Temperature, Test

B) Hydrostatic, Absorption, Toxicity, Threshold Limit Value

C) Haitian Cotton, Absorption, Textile, Temperature

D) Humidity, Airflow, Temperature, Time

It isn't as easy as you think. If you have taken the carpet cleaning technician test before or the upholstery cleaning technician test before, you should know that unless you have a background in Biology, you will have to study hard to pass this one.

Since I received a deluge of requests from people wanting to know the answers to test for CCT. I thought I would just add a link on the my website with the answers. Visit the Magic Wand Company website below and select the Article tab then WRT Test Answers.

The purpose of the test is to make sure that a technician learns as much as possible to do his/her job well. I would be happy to help you in your endeavor to learn. Whether you need carpet cleaning supplies or restoration supplies or not, you are welcome to contact me.

Rainwater Insurance

Water Damage Causes: Water Heaters

Sources state that the estimated lifespan of any given common household storage water heater is anywhere from five to fifteen years. Per these assumptions, one could reasonably expect to incur 2 to 6 water heater related issues or replacements within the 30 year lifespan of a typical mortgage. Obviously, this a real yet commonly underestimated potential source of significant water damage.

Aging water heaters will rust and leak. If the property owner catches it in time then the potential for damage is minimal but if the property owner not discover the damage in time, the resulting damage can be substantial. In Florida, due to the high water table, basements are a rarity so heaters are typically located on the same floor as the living area thus maximizing the need to regularly inspect the water heater for wear and rust and resulting damage should a leak or breakage occur. Similarly, apartment and condominium dwellers, depending on the size of the unit, may have the water heater located in an area that is central to the unit thus maximizing the radius of the potential damage.

There are various things you can do the reduce this potential water damage risk. Common wisdom includes regular inspection for any water leakage, regular inspection for rust, turning off the main water source if you are going to be away from your property for an extended period of time, and having a relief valve installed on the water heater - assuming you do not already have one - in order to regularly remove the bottom sediment which promotes deterioration and oxidation. Before you embark on the later, however, and you do so at your own risk, be careful NOT to splash yourself with the potentially scalding water that is coming from the water heater and, similarly, be sure to have a pail stable enough to handle the hot water and hot sediment without breaching. Better yet, have a professional check it out for you.

In a perfect world water heaters never leak and all damage is caught in time or is minimal; unfortunately, in the real world, when the water heater breaks, it is reasonably sudden and the damage is extensive. Since most people do not turn off the water lead in when the leave, as it is not a common consideration most people would do on a regular basis, once breached, the water heater not only dumps the contents of its storage tank but the water continues to flow due to the open water line contributing to extensive water damage. Should this occur, then you owe it to yourself to hire an independent and customer focused water damage restoration company. Only an independent water damage restoration company focuses its interest on customer service and customer satisfaction so that your restoration is its interest and such company will do whatever it takes to restore your asset to its preloss condition.

Flood Cleanup Company


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